Wendy Killick

A Bluffers Guide To The Grape

Becoming a member of a wine club, such as Formula Wine, is a good way to expand your knowledge of viticulture, wine and wine making, also known as viti and vini! If you are a novice to the subject, then it can be daunting to start learning about wine. Man... Read >

How To Protect Your Income From The Taxman

Income and tax Tax on your investment and savings is an important consideration. There are several tax-advantaged schemes designed to encourage people to save, such as ISAs and pensions. It is always worthwhile considering these when making any investm... Read >

Why Should I Invest In An ISA.. And When?

Why invest at all? Ideally, we should all be saving, either for short to medium term needs [e.g. university fees, house purchase] or longer term needs [e.g. retirement]. For shorter to medium term needs,the combination of attractive tax relief and easy a... Read >

An Introduction to ISAs

What is an ISA? The ISA is simply an account or wrapper into which the Government allows you to put your investments to protect them from tax. Some people invest for growth, some for income - the ISA is a fantastic way to invest for both. After you op... Read >

Buying Wine Online Ticks All The Boxes

You may think that the best way to refill your wine rack involves popping to your local supermarket or off licence and filling up your trolley. It may surprise you to learn that a better way to buy wine is to let your fingers do the walking and get onto t... Read >

Why Now Is The Best Time To Review ISA Accounts

Are you sure that your investments are in the most profitable place possible? Do you know which are the best ISAs for you and your money? Do you realise that new legislation has changed, and will continue to change, the amount of money you can invest annu... Read >

Are You Investing Enough In Your ISAs?

Since their introduction in 1999, replacing PEPs and TESSAs, ISAs have been one of the most popular forms of long-term saving for many investors in the UK. Many people who have set up an ISA account have often done so with a view to making a monthly contr... Read >

Applying For A Stocks And Shares ISA: Things To Consider

There are two types of ISA accounts available from banks and building societies; cash ISAs and stocks and shares ISAs. A cash ISA is widely used for personal savings; those moments where you’re saving some money for a rainy day. However, stocks and shares... Read >

Cash ISAs And Stocks And Shares ISAs: The Differences

Setting up an Individual Savings Account [or an ISA account] is a great way of becoming financially secure for the future. The simplest way of thinking about an ISA is to regard it as a way of saving money while protecting the interest you earn from tax. ... Read >

How to Make the Most out of ISAs

The most recent replacement for the Personal Equity Plans (PEP) and Tax-Exempt Special Savings Accounts (TESSA) is the Individual Savings Account, or ISA for short. The principle is very similar to standard savings account, but there is a rewarding twist:... Read >

The Advantages of ISA Accounts

When you’re earning money, there is always a motivation to save. Whether it’s for a new house or preparing for the future of your child, saving money is very important. Therefore, if you’re going to save, you will want to get the best out of whatever mone... Read >

Five Of The Best ISAs You Haven’t Heard About

For those of us who only have a beginner’s knowledge of the world of ISAs, there can be a popular misconception that there are only two types available on the market; cash ISAs and stocks and shares ISAs. Even though both of these account types are hugely... Read >

How Can You Find the Best ISA for You?

In the run up to the April 5th deadline, many of us will be trying to find the best ISA to meet our circumstances. Unfortunately, there is no ‘one size fits all’ for when it comes to finding an account where the interest we earn on our savings is tax free... Read >

0Ten Useful ISA Facts

Ever since the first ISA accounts were launched in 1999, they have been a source of wealth creation for millions of investors. Over time, the rules and regulations surrounding how much you can invest in an ISA and the types of ISAs available on the high s... Read >

Six Top Tips For ISA Satisfaction

Available since 1999, ISAs have saved Britons millions of pounds. In fact, 20 million people in the UK have ISAs, with a grand total of £300 billion in their accounts. Effectively just a box you can put around a part of your money to stop the taxman getti... Read >